It's a program that allows sellers to borrow a portion of the equity in their current home to make improvements to the property in anticipation of listing it for sale. The Windermere Ready advance is structured as a loan to be repaid when your home sells or when the loan term expires, whichever comes first.

Windermere Ready advances are typically used for items like landscaping, painting, floor refinishing, carpet replacement, decluttering, window washing, professional deep cleaning, fixture repair or replacement, cosmetic updates, punch list repairs, or staging.

As home owner, you determine what prep work you wish to apply your Windermere Ready advance to, after consulting with me about which items will make the highest impact when we bring your home to market.

The maximum advance amount is $100,000.00. The loan to value ratio or "LTV" (total of all debt secured by your property, including the Windermere Ready loan), may not exceed 75% of your property's current fair market value.

The loan will be repaid out of the proceeds of the sale of your home at closing.

Because the Windermere Ready advance is a loan from Move Forward Financial, the program includes a loan fee and interest. Both of these are financed into the loan, so there are no upfront costs paid by the borrower. And because the loan fee and interest are paid to Move Forward when the home sells, there are typically no out-of-pocket costs at any point. Connect with me for information about the Windermere Ready loan fee and current interest rate.